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Never too early to plan for college expenses
Look at your cute baby, and imagine the little tyke wearing a high school cap and gown about 17 years from now. Picturing the child holding a diploma, when he or she can't even hold a rattle yet, is probably next to impossible. But that day will come....Tags: Labor Legislation, Intel Corp., Kohl's, Teaching and Learning, 401K
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BofA cuts 2 million customers loose
It's long been a basic tenet of the business world: You give us more business, we'll reward your loyalty with better deals. That's how cable companies operate with their service packages. That's how phone companies work. And until now, that's pretty...
Tags: Economy, Business and Finance, American Express Company, Countrywide Financial Corp., Mortgages, Marketing
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Sizing up college financial aid packages
Los Angeles Times Staff WriterOne of the many challenges of sending a child through school now sits in a pile on Joseph Han's desk. Han, a Garden Grove legal assistant, is the father of an honors student at Pacifica High School in Orange County who was accepted at a litany of...Tags: Money and Monetary Policy, Teaching and Learning, Employment, Finance, Employment Opportunities
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Relief available for botched foreclosures
The calendar year is running out, and so is your time to possibly reverse or suspend your foreclosure or even collect a windfall if your bank didn't play fair when it tried to take your home. If you faced foreclosure actions in 2009 or 2010 by one of...Tags: EMC Corporation, Office of the Comptroller of the Currency, Wachovia Corp., HSBC Holdings plc, Mortgages
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Lenders may forgive disabled borrowers' student loans
Dear Liz: We have a family member who recently was approved by Social Security for a complete disability claim. This person will never work again but has an outstanding student loan. The lender has a formal mechanism to apply for loan forgiveness, but...Tags: Economy, Business and Finance, Social Security, Internal Revenue Service, Health Insurance Cost, Human Interest
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The amazing grace of it all
WASHINGTON -- President Barack Hussein Obama's second inauguration was every bit as historic as his first -- not because it said so much about the nation's long, bitter, unfinished struggle with issues of race, as was the case four years ago, but...Tags: White House, Debt Market, Heads of State, Christianity, Health Care Reform (2009)
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columnist 123
WASHINGTON Advertisement President Barack Obama is outlining a plan Wednesday to allow millions of student loan recipients to lower their payments and consolidate their loans, in hopes of easing the burden of the No. 2 source of household debt. The move...Tags: White House, Virginia Foxx, Protest, Teaching and Learning, Barack Obama
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Can heir avoid capital gains taxes on sale of parents' home?
Dear Liz: My wife and her brother are selling their parents' home. The parents transferred the deed to their children's names years ago. My wife should receive about $85,000 from the sale. Our yearly income (one salary; she's a stay-at-home mom) is around...Tags: U.S. Department of Education, Realty, Real Estate, Services and Shopping, Fiscal Cliff
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Funding a big capital improvement project
Let's say your 120-unit community association next year is facing a huge capital expenditure that includes new roofs and siding. The bill is expected to run more than $600,000. How will you pay for it? Good question. Ideally, you have a fully-funded...Tags: Economy, Business and Finance, Realty, Real Estate, Banking, Services and Shopping
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Housing issues that bear watching in 2013
The Chicago area's housing market saw the ever-so-small beginnings of a turnaround last year, as excess inventory started to be absorbed and price declines moderated and even showed improvement in some areas. On New Year's Day, the Mortgage Debt...
Tags: Pat Quinn, Cook County Government, Chicago Mortgages, New Year's Day, Real Estate
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Research cites parallels of debt and depression
Does your debt nag at you and make you miserable? A researcher has now put a number to the emotions. He has quantified just how much debt drags some people down. Lawrence Berger, a University of Wisconsin at Madison associate professor of social work,...Tags: Debt Market, Career and Workplace, Retirement, University of Wisconsin-Madison, Research
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Argentina is cautionary tale as U.S. debates debt limit
You know all those warnings about how America's addiction to deficit spending is going to make us look like Greece? Stop worrying. The bigger concern should be that America will look like Argentina. That could happen, theoretically, if the...
Tags: Justice System, Debt Market, U.S. Congress, Barack Obama, Crime, Law and Justice
Feb 3, 2013
|Column| Chicago Tribune
May 14, 2013
|Column| Los Angeles Times
Apr 20, 2008
|Column| Los Angeles Times
Dec 8, 2012
|Column| Allentown Morning Call
Dec 23, 2012
|Column| Los Angeles Times
Jan 22, 2013
|Column| Orlando Sentinel
Oct 26, 2011
|Column| KTLA-LTV
Nov 25, 2012
|Column| Los Angeles Times
Nov 22, 2012
|Column| Chicago Tribune
Jan 6, 2013
|Column| Chicago Tribune
Jan 18, 2013
|Column| Chicago Tribune
Jan 15, 2013
|Column| Los Angeles Times
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Loans Photos
A payday lending shop in Van Nuys advertises short-term...
(April 26, 2013)
Young workers with student loans are less likely to tak...
(April 18, 2013)
Tuition.io makes graphs of the user's student loans.
(March 28, 2013)